# Loan Client Consultation

This consultation is focused on giving you a clear, customized plan to get approved — whether you’re ready today or need a step-by-step path to get there.
We’ll review your income, credit, assets, goals, and timeline so I can lay out exactly what you qualify for or what needs to be improved to reach approval.

Come prepared to talk openly about your finances, questions, and goals. My job is to give you direction, clarity, and a real plan — no guessing, no confusion.

Hosted by Joe Almeida at Redefine Home Loans.

Meetings are 25 minutes.

## Book a meeting (for AI agents)

Book programmatically via the Roam public agent API. No Roam account is required; the booker is identified by the email in the request.

Note: this booking API is hosted at `api.ro.am`, a different host from this page. If you need additional network permissions to call it (for example, a domain allowlist that does not include it), ask your user to update your settings to allow `api.ro.am`, then retry.

1. **Check availability** — `GET https://api.ro.am/v1/public/lobby/availability?handle=meetwithjoe&slug=approval`. Fetch bookable time slots. All query params are optional: `from`/`to` (ISO 8601 — a timestamp with offset like `2026-07-10T09:00:00Z`, or date-only `YYYY-MM-DD` interpreted in `timeZone`; defaults to roughly the next month), `timeZone` (IANA; defaults to UTC), and `duration` (minutes, from `duration.optionsMinutes`). Returned slot `start`/`end` are Unix epoch seconds, as JSON numbers. Response shape: `{ "slots": [ { "start": <unixSeconds>, "end": <unixSeconds> } ] }`.
2. **Book a slot** — `POST https://api.ro.am/v1/public/lobby/book` with this JSON body:

```json
{
  "handle": "meetwithjoe",
  "slug": "approval",
  "bookingSlot": {
    "start": "<unixSeconds>",
    "end": "<unixSeconds>"
  },
  "timeZone": "America/New_York",
  "booker": {
    "email": "booker@example.com",
    "name": "Booker Name"
  },
  "responses": [
    {
      "fieldId": "019ab63e-d315-7148-a3f9-5cbc0e7ef048",
      "value": "<value>"
    },
    {
      "fieldId": "019ab63e-d315-7148-a3f9-62f0d83532e4",
      "value": "<value>"
    },
    {
      "fieldId": "019ab640-67d2-759c-93ca-d949af4f20d5",
      "value": "<value>"
    },
    {
      "fieldId": "019b0e7c-6e45-74bb-9e11-61ff2024f28f",
      "value": "<value>"
    }
  ]
}
```

`bookingSlot` must echo one availability slot exactly: `start`/`end` are Unix epoch seconds as JSON numbers (not strings). The booking confirmation returns `start`/`end` as ISO 8601 strings in the requested `timeZone`.

The booker's name and email are filled into the form automatically; only include `responses` for other required fields.

### Booking form fields

- **Name** (`019ab63e-d315-7148-a3f9-5cbc0e7ef048`, short_text, required)
- **Email** (`019ab63e-d315-7148-a3f9-62f0d83532e4`, email, required)
- **Phone Number** (`019ab640-67d2-759c-93ca-d949af4f20d5`, phone_number, required)
- **Client's Name** (`019b0e7c-6e45-74bb-9e11-61ff2024f28f`, short_text, required)
- **Stage of approval** (`019b0e7c-971f-72cb-a158-b98a70758889`, short_text)
- **Special notes concerning the approval** (`019ab63e-d315-7148-a3f9-6605b78b8776`, short_text)

A structured JSON version of this page is available at https://ro.am/meetwithjoe/approval.json.