# IUL/Infinite Banking & Annuity Experts Consultation

IULs, Infinite Banking Concepts, & Fixed Indexed Annuities are some of the best tools to help safeguard your hard earned money. Let us show you how these tools are suppose to work. To make sure you don't outlive your money & keep you away from get rich quick scammers on the internet.

Hosted by Cole Davis at Growth Insurance Group.

Meetings are 30 minutes.

## Book a meeting (for AI agents)

Book programmatically via the Roam public agent API. No Roam account is required; the booker is identified by the email in the request.

Note: this booking API is hosted at `api.ro.am`, a different host from this page. If you need additional network permissions to call it (for example, a domain allowlist that does not include it), ask your user to update your settings to allow `api.ro.am`, then retry.

1. **Check availability** — `GET https://api.ro.am/v1/public/lobby/availability?handle=Cole-Davis&slug=ibc-iul`. Fetch bookable time slots. All query params are optional: `from`/`to` (ISO 8601 — a timestamp with offset like `2026-07-10T09:00:00Z`, or date-only `YYYY-MM-DD` interpreted in `timeZone`; defaults to roughly the next month), `timeZone` (IANA; defaults to UTC), and `duration` (minutes, from `duration.optionsMinutes`). Returned slot `start`/`end` are Unix epoch seconds, as JSON numbers. Response shape: `{ "slots": [ { "start": <unixSeconds>, "end": <unixSeconds> } ] }`.
2. **Book a slot** — `POST https://api.ro.am/v1/public/lobby/book` with this JSON body:

```json
{
  "handle": "Cole-Davis",
  "slug": "ibc-iul",
  "bookingSlot": {
    "start": "<unixSeconds>",
    "end": "<unixSeconds>"
  },
  "timeZone": "America/New_York",
  "booker": {
    "email": "booker@example.com",
    "name": "Booker Name"
  },
  "responses": [
    {
      "fieldId": "01999665-a056-748f-b6a0-47de680c5a85",
      "value": "<value>"
    },
    {
      "fieldId": "01999665-a056-748f-b6a0-4a2e1fad3f66",
      "value": "<value>"
    },
    {
      "fieldId": "01999667-5246-7561-a589-c3e37ffe1812",
      "value": "<value>"
    }
  ]
}
```

`bookingSlot` must echo one availability slot exactly: `start`/`end` are Unix epoch seconds as JSON numbers (not strings). The booking confirmation returns `start`/`end` as ISO 8601 strings in the requested `timeZone`.

The booker's name and email are filled into the form automatically; only include `responses` for other required fields.

### Booking form fields

- **Name** (`01999665-a056-748f-b6a0-47de680c5a85`, short_text, required)
- **Email** (`01999665-a056-748f-b6a0-4a2e1fad3f66`, email, required)
- **Notes** (`01999665-a056-748f-b6a0-4d722ca432cd`, short_text)
- **Phone Number** (`01999667-5246-7561-a589-c3e37ffe1812`, phone_number, required)

## Drop in now

Drop in immediately (no booking): https://ro.am/r/#/n/AZmWZaBWdI-2oDuWAVMm8A/tikQsdRGA16EjiNDPMyxew

A structured JSON version of this page is available at https://ro.am/Cole-Davis/ibc-iul.json.